Traditional personal finance platforms require linked bank credentials, compulsory profile registrations, and recurring subscriptions. They monetize by analyzing your transactions to sell credit cards and high-yield loans, turning your budget into behavioral marketing data.
We operate exclusively on client-side JavaScript. Every calculation executes in memory on your device, and inputs disappear the second you close the tab. No server logs exist, no third-party tracking pixels run, and no financial profiles are constructed.
Standard consumer finance formulas, verifiable inputs, zero advertising partnerships.
From 50/30/20 cash flow allocations to logarithmic amortization schedules, every equation mirrors established institutional models. You verify the math; we never sell your attention.
Put the math to work
Test our monthly cash flow, debt snowball, and savings models with your own figures.